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How to Make the Most of Cash Back Credit Card Bonuses

When you first sign up for a credit card, chances are that you’re going to have the chance to access a sign-on bonus of some kind. Usually,

5 Tips for Increasing Your Earning Potential

Earning potential is the amount of money you can possibly earn in a year. You can increase how much money you make by doing a few simple

Avoiding Bad Business Finances

It might seem like everyone has learned how to use accounting software and the various types of software available for managing business finances. But if you ask

Why you should read reviews before patronizing a loan company

When you want to take a loan, the easiest and fastest place to get a loan is from a loan company. Getting loans from a loan company

The eco-friendly, cost-saving benefits of refurbished catering equipment

Whether you are starting out in the catering business or looking to refurbish your commercial kitchen, the cost of your equipment will be a major concern. New

The Right Age to Start Withdrawing from your RRSP

Are you looking to maximize your annual income from your registered retirement plan? Let’s check out some basic FAQs you need to know to reach your goal.

The Essential Research & Development Business Plan Template

Just so we are clear, I’m not going to be going through the standard business plan template where you detail your goals, expected expenses, SWOT analysis, etc.

Do Not Let Fear Hold You Back from Making the Most of Investing

Working in an investment company, I often hear clients tell me how frightened they feel when it comes to investing for the very first time. I understand

Ideas to Work on To Increase Your Entrepreneurial Creativity

Successful entrepreneurs learn from very early on in their career that if they are to succeed, they need to stay creative. With only themselves to rely on

Reasons to have an emergency fund

An emergency fund is a lifeline for many people, no matter what your age! If you haven’t got an emergency fund then why not? We know it
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Jerry Kirkham is an investment professional, and like every investment professional, he makes mistakes. Jerry encourages you to do your own independent "due diligence" on any idea that he talks about, because he could be wrong. Nothing written here, at Essential Savings, or anywhere else Jerry may write is an invitation to buy or sell any particular security; at most, Jerry is handing out educated guesses as to what the markets may do.